Construction liability insurance is an important part of your risk management plan if you’re in the industry, whether you are working as a general contractor or specializing in a specific set of services you contract out to other people’s projects. Unfortunately, many construction professionals who spin out their own operation mistake construction liability for a one-size-fits-all coverage option, and it isn’t. It covers specific scenarios that are a regular risk for businesses like yours but it doesn’t take care of everything. If you want to protect your own equipment, property, and materials, you need additional coverage that is focused on that protection, not coverage that protects clients, customers, and the general public. You need business risk insurance.

How To Buy Builders Risk Insurance

If you are interested in discovering more about the different coverage areas each of these policies take care of and why they are distinct enough that your business needs both, https://www.sboneinsurance.com has a great resource that runs down the differences. If you’re ready to move into purchasing coverage for your own business, then it’s time to talk to a provider who specializes in working with businesses like yours. By working with experienced professionals who serve the construction industry, you can be sure you’re getting a quote that anticipates your needs.