In today’s job market, more and more companies turn to temporary staffing firms to meet their needs. Staffing agencies have stepped up to the challenge and are now a significant source of employment throughout the country. As the presence of staffing firms has grown, so too has their need for adequate employee liability coverage.

Your Firm Needs Liability Coverage

While individuals employed by a staffing firm are contracted out to another business, both companies must cover those workers under their employee liability coverage. Due to the unique nature of staffing agencies and their relationship with their workers, it’s important for these companies to pay attention to the specifics of their liability coverage. Some of the things to look at include the following:

• Individual policies with separate limits
• No pre-existing CCC sub-limit or exclusion
• Third-part Employer’s Liability Claims exclusion
• Deductibles for BI and PD available

Review Your Policies Frequently

The temporary employment sector is a rapidly growing section of the economy. As a result of this, it’s drawing more attention from regulators and lawmakers. Smart staffing agencies regularly review their insurance policies to ensure they meet the current regulations and laws of their state. A qualified employee liability insurance specialist can guide your company through the complex world of regulations and ensure your business has the coverage it needs.