If your business specializes in delivering goods or various kinds of industry-specific cargo, you may want to take a closer look at your insurance policy. The right delivery company insurance can help protect your business against vehicle damage, corporate liabilities and more. Check out the key protections you may want your package to include.
Delivery Companies May Require Protections for Corporate-Owned Vehicles
Operating a professional fleet to transport cargo can be costly and come with several vulnerabilities. In order to protect company-owned vehicles and offset any potential financial damages the company could suffer in the event of accidents or burglary, it’s important to make sure your insurance policy includes:
- General liability
- Auto liability
- Insurance for cargo in transit
Additional Coverage for Weather Events and Unexpected Disasters Can Be Beneficial
Deliveries can face a range of unexpected weather conditions, so having weather and disaster-related insurance can often prove beneficial. Opt for a package that encompasses:
- Reimbursement coverage in the event of a natural disaster or unexpected weather event
- Coverage for instances of theft or vandalism
- Protections in case an employee gets injured while on the job
When your company faces transit problems, cargo theft, natural disasters or a number of other frequent risks, having the right delivery company insurance in place can make all the difference. If you’re shopping for a new insurance package now, make sure to keep an eye out for these key protections.