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Exploring the Need for Employment Practices Liability Coverage
Owners like yourself understand standard insurance coverages for property damage/loss, general liability and even workers’ compensation. Insurance policies are a crucial part of a risk management approach that is essential to the short-term and long-term health of your business. Claims made against you for uncovered damages can bring your company…
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What is a Course of Construction Policy?
Every construction project should have contractor liability insurance to cover any potential damages or injury to employees and subcontractors. However, sometimes equipment and the structure itself incur loss or damage, so course of construction or COC insurance is beneficial. Builders Risk COC insurance is often referred to as builders risk…
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How To Protect Your Tax Preparation Company From Liability
No one enjoys filing their taxes on their own. The process is stressful, confusing and often so time-consuming that it takes away from the things they enjoy most. That’s why tax preparation companies are widely considered by many to be a necessary business. As the tax code changes each year,…
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Must-Have Coverages When You Run a NonProfit Organization
As a nonprofit, your company is in a unique position to help others but with limited resources. Nonprofits generally have very limited budgets. Unfortunately, with the limited budget, they do not have protection against lawsuits or other liabilities. Without nonprofit insurance, you could face serious ramifications during a lawsuit. Professional…
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What California Business Owners Need To Know About Workers Compensation Insurance
As a business owner, you rely on your employees to keep your company running smoothly. The more you can protect your team and keep them safe on the job, the easier it will be for them to thrive at work. Accidents happen and when your employees get injured in the…
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How to Avoid a Disaster With Your Marina Employees
Marinas may be a great investment but they also have a lot of different risks. These risks may include property damage, theft, or injury to the staff at the marina. Your employees are crucial to your business. OSHA is the Occupational Safety and Health Administration. Their regulations are designed to…
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Builder’s Risk Policies and Liability
In any construction business, it is essential to have coverage for yourself and your employees. It does not matter if you are working on your own site or on another that you are contracted out on. Accidents can happen anywhere, and you need to be covered for every kind, including…
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Do You Need Occupiers Insurance? Find Out
Occupiers insurance is another term for a kind of coverage that many people know as public liability insurance. The terms both refer to policies designed to protect you from the costs of liability for accidents or injuries to members of the general public when they visit your business. Essentially, they…
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Tips for Lowering Condo Association Risks
When you run a condo association, you are responsible for identifying and minimizing the risks and dangers that members are exposed to. Follow these tips to lower safety, security and financial risks for your condo owners. Prevention Strategies Identifying condo association risks starts with safety and security. There are several…
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Insurance Needs of the Staffing Industry
When celebrities make appearances, they often need temporary staffing to accommodate the extra tasks that arise. Celebrity staffing requires its own unique kind of insurance coverage. Comprehensive coverage protects everyone involved in the process, including the employer, the staff member, and the third party client. Liability Any time you send…