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4 Reasons You Should Have Contractors Insurance
When you are a contractor, you are the boss, giving you many perks and additional responsibilities. Contractors insurance protects your business, your employees and your clients from the inherent risks of building projects. In addition to complying with legal mandates that dictate insurance coverage, your company benefits in numerous ways by securing…
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Full Coverage With Fiduciary Insurance
There are many types of insurance coverage that you need when running a company, and one that can get overlooked is fiduciary insurance. This type of coverage, a management liability insurance subtype, can provide a good deal of benefit to you and your company. Adding to Your Current Plan Many…
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Finding Insurance for Hazardous Material Handlers
The logistics industry is responsible for key infrastructure that makes America’s various manufacturing industries capable of operating at a globally competitive scale, but they don’t always have an easy time managing the risks of the role. When logistics businesses take on transportation tasks that involve hazardous materials, standard vehicle and…
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Understanding Classic Cars, Collector Cars and Their Upkeep
Whether you’ve recently discovered an interest in cars or have long had a passion for all things automobile, you may be curious to know more about classic cars and other types of vehicles such as collector cars. Although these cars can come with classic car liabilities and other upkeep, their…
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Why You Should Consider Purchasing Restaurant Insurance
If you own a restaurant, there are a wide variety of risks to consider. It is vital that you properly protect your business. One way you can do this is to purchase restaurant insurance. Why Do You Need Restaurant Insurance? Restaurants can be very lucrative businesses to own, however they…
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Commonly Asked Questions About the Benefits of COFR Insurance
Operating a vessel can already involve a lot of moving parts, both figuratively and literally, so securing COFR insurance can sometimes slip off the radar. However, having a current Certificate of Financial Responsibility is legally required to ensure that you are capable of covering expenses in the event of a…
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Must-Have Coverages When You Run a NonProfit Organization
As a nonprofit, your company is in a unique position to help others but with limited resources. Nonprofits generally have very limited budgets. Unfortunately, with the limited budget, they do not have protection against lawsuits or other liabilities. Without nonprofit insurance, you could face serious ramifications during a lawsuit. Professional…
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Specialized Errors and Omissions Insurance Helps Medical Providers Breathe Easy
The medical field deals with important as well as emotional issues that directly affect people’s lives. Yet those in this sector may unintentionally make errors and sometimes procedures do not turn out as expected. Specialized insurance coverage designed for this industry provides financial protection. Insurance for Medical Businesses The health…
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Why You Should Choose Guaranteed Replacement Cost Coverage for Your Home
Home values and construction costs are constantly changing. If your homeowner policy is based on a purchase price or an outdated valuation, you may find yourself with inadequate coverage in the event of a total loss. What Is the Difference Between Cash Value and Replacement Cost? Most home policies are…
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The Insurance Coverage that Every Trucking Company Needs
There are numerous risks associated with operating a trucking company. In managing large fleets and keeping track of various types of cargo, owners face numerous challenges in protecting their companies. There are several forms of trucking operations insurance coverages that can be used to guard against company losses. Types of…