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Why You Should Consider Purchasing Restaurant Insurance
If you own a restaurant, there are a wide variety of risks to consider. It is vital that you properly protect your business. One way you can do this is to purchase restaurant insurance. Why Do You Need Restaurant Insurance? Restaurants can be very lucrative businesses to own, however they…
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Commonly Asked Questions About the Benefits of COFR Insurance
Operating a vessel can already involve a lot of moving parts, both figuratively and literally, so securing COFR insurance can sometimes slip off the radar. However, having a current Certificate of Financial Responsibility is legally required to ensure that you are capable of covering expenses in the event of a…
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Must-Have Coverages When You Run a NonProfit Organization
As a nonprofit, your company is in a unique position to help others but with limited resources. Nonprofits generally have very limited budgets. Unfortunately, with the limited budget, they do not have protection against lawsuits or other liabilities. Without nonprofit insurance, you could face serious ramifications during a lawsuit. Professional…
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Specialized Errors and Omissions Insurance Helps Medical Providers Breathe Easy
The medical field deals with important as well as emotional issues that directly affect people’s lives. Yet those in this sector may unintentionally make errors and sometimes procedures do not turn out as expected. Specialized insurance coverage designed for this industry provides financial protection. Insurance for Medical Businesses The health…
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Why You Should Choose Guaranteed Replacement Cost Coverage for Your Home
Home values and construction costs are constantly changing. If your homeowner policy is based on a purchase price or an outdated valuation, you may find yourself with inadequate coverage in the event of a total loss. What Is the Difference Between Cash Value and Replacement Cost? Most home policies are…
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The Insurance Coverage that Every Trucking Company Needs
There are numerous risks associated with operating a trucking company. In managing large fleets and keeping track of various types of cargo, owners face numerous challenges in protecting their companies. There are several forms of trucking operations insurance coverages that can be used to guard against company losses. Types of…
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Builder’s Risk Policies and Liability
In any construction business, it is essential to have coverage for yourself and your employees. It does not matter if you are working on your own site or on another that you are contracted out on. Accidents can happen anywhere, and you need to be covered for every kind, including…
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Adding the Right Options to Your Insurance Plan
Figuring out the most sensible insurance plan for your needs is not always as straightforward as you’d like. In order for you to get comprehensive coverage, you need to take a close look at all of the options available to you. Whether you’re looking to insure yourself or your business,…
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Tips for Lowering Condo Association Risks
When you run a condo association, you are responsible for identifying and minimizing the risks and dangers that members are exposed to. Follow these tips to lower safety, security and financial risks for your condo owners. Prevention Strategies Identifying condo association risks starts with safety and security. There are several…
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3 Reasons to Consider Occupational Accident vs Workers Comp Insurance
There are some states that allow businesses to opt-out of workers comp insurance. These employers still need the protection offered by worker’s compensation but may choose to use occupational accident insurance. This insurance offers many similar benefits to employees and employers. Covered Benefits The experts at Insure My Work Comp…