If you are a responsible automobile driver, you know how important it is to carry auto insurance. Even if you have developed safe driving habits, you know that there is always the possibility of being involved in some sort of accident. Did you know that there are different types of coverage available? Contact your insurance agent to discuss your current auto insurance Orlando policy to make sure you are paying for the appropriate amount of coverage. There are at least four basic types of coverage: liability, medical, collision, and comprehensive.
Liability coverage basically insures you in the event that you are the cause of an automobile accident. This covers both personal and vehicle loss. This type of insurance is mandated by law; therefore, you are required to carry at least liability insurance if you plan on operating your vehicle.
This type of coverage will help pay for any medical expenses that may occur for you or the passengers in your car. Medical coverage will help pay for any medical bills that may occur, no matter who is at fault.
Collision coverage protects you if any driver’s vehicle collides with yours. This helps cover any loss should another person cause the damage.
There are also additional situations that may result in loss. Vandalism and theft to your car will also present situations where you may benefit from carrying comprehensive coverage. This type of insurance will help pay for situations that might be more expensive than your budget allows.
Be sure to review your current auto insurance Orlando policy with your agent. There are different types of coverage available and you want to ensure that you have the appropriate coverage.