Auto insurance policies span from bare bones liability to full coverage in the event of natural disasters. Depending on your needs, you can tailor a Putnam Connecticut auto insurance plan that perfectly suits your lifestyle.
While full coverage will leave you the most protected, it may not be necessary for every driver. When working with an insurance agent, you can specify how much or how little coverage you need.
In the event of an accident, liability coverage offers protections for damages incurred when you are at fault. This coverage includes both damage to property and any physical injuries that may occur. Liability coverage is great for new drivers because it is far less expensive than more comprehensive plans.
While liability only covers you in the event of an accident, comprehensive coverage goes much further. This coverage goes into effect when damage is caused by something other than a vehicle collision. This can include damage incurred by theft, fire, acts of nature, vandalism, as well as many other situations.
There’s nothing more frustrating than being involved in an accident with an improperly insured driver. Uninsured/under-insured motorist coverage keeps you protected should this occur. Your insurance company will cover the costs incurred by the other driver, should they be found to have insufficient coverage.
No matter what type of coverage you ultimately choose, Putnam Connecticut auto insurance is an important part of being a responsible driver. With the right policy, you can rest assured that you will be protected in the event of an auto accident.