Accidents happen every day on the busy streets of Maryland. Without the right insurance, these accidents can be costly for many. Fortunately, auto insurance in Maryland can protect you in the future. Consider taking advantage of the following coverage options.
Bodily Injury And Property Damage
First, you will need bodily injury and property damage coverage to protect your legal liability in an accident. If you cause injury to another or physically damage the property of another, you will be obligated to pay.
Many people opt to add additional coverage for medical costs. This helps cover medical expenses for you and other drivers as a result of the accident. It can be beneficial even if you have health insurance. The extra money can cover high deductibles and other costs.
Uninsured Or Underinsured Motorists
Coverage for uninsured or underinsured motorists is also important. Although it is the law to carry auto insurance in Maryland, there is a chance that you could get in an accident with someone who lacks the proper coverage to pay for your damages. In these scenarios, your own insurance policy will properly compensate you for all of your losses.
Comprehensive And Collision
Finally, many choose to protect their own cars from losses with comprehensive and collision deductibles. This coverage is important if your car is more valuable.
For help choosing the right auto policy, contact an insurance agent today.