A dog is considered a man’s best friend. Unfortunately, just because your dog is your best friend, does not mean he is everyone’s friend. A dog is an animal that can be unpredictable. Even the friendliest of canines have been known to become aggressive and possibly bite or attack someone. As the owner of the animal, you become liable for these injuries. Injuries caused can become your responsibility and without dog owner liability insurance, these costs can become out of pocket expenses.

Every year, dog bite injuries and corresponding medical expenses accumulate to over $400 million. If you own a dog, even a friendly and gentle one, you are putting yourself at risk of having to contribute to that sum of money. You can protect yourself by purchasing a dog owner liability insurance policy. Each policy can be written specific to your dog and his or her personality characteristics. There are not any dog breeds that are excluded from purchasing a policy.

Canines are wonderful pets and companions. But they are still animals and can be provoked to do unexpected things. Prepare yourself for the unexpected to happen and do not find yourself overwhelmed with expenses for a mistake your beloved pet made. You can purchase liability insurance as a dog owner to cover these costs.