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What California Business Owners Need To Know About Workers Compensation Insurance
As a business owner, you rely on your employees to keep your company running smoothly. The more you can protect your team and keep them safe on the job, the easier it will be for them to thrive at work. Accidents happen and when your employees get injured in the…
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Why You Should Choose Guaranteed Replacement Cost Coverage for Your Home
Home values and construction costs are constantly changing. If your homeowner policy is based on a purchase price or an outdated valuation, you may find yourself with inadequate coverage in the event of a total loss. What Is the Difference Between Cash Value and Replacement Cost? Most home policies are…
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How to Avoid a Disaster With Your Marina Employees
Marinas may be a great investment but they also have a lot of different risks. These risks may include property damage, theft, or injury to the staff at the marina. Your employees are crucial to your business. OSHA is the Occupational Safety and Health Administration. Their regulations are designed to…
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The Insurance Coverage that Every Trucking Company Needs
There are numerous risks associated with operating a trucking company. In managing large fleets and keeping track of various types of cargo, owners face numerous challenges in protecting their companies. There are several forms of trucking operations insurance coverages that can be used to guard against company losses. Types of…
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Builder’s Risk Policies and Liability
In any construction business, it is essential to have coverage for yourself and your employees. It does not matter if you are working on your own site or on another that you are contracted out on. Accidents can happen anywhere, and you need to be covered for every kind, including…
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Adding the Right Options to Your Insurance Plan
Figuring out the most sensible insurance plan for your needs is not always as straightforward as you’d like. In order for you to get comprehensive coverage, you need to take a close look at all of the options available to you. Whether you’re looking to insure yourself or your business,…
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Do You Need Occupiers Insurance? Find Out
Occupiers insurance is another term for a kind of coverage that many people know as public liability insurance. The terms both refer to policies designed to protect you from the costs of liability for accidents or injuries to members of the general public when they visit your business. Essentially, they…
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Tips for Lowering Condo Association Risks
When you run a condo association, you are responsible for identifying and minimizing the risks and dangers that members are exposed to. Follow these tips to lower safety, security and financial risks for your condo owners. Prevention Strategies Identifying condo association risks starts with safety and security. There are several…
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Coverage for Oil Pollution Damage
The International Convention on Civil Liability for Bunker Oil Pollution Damage, or Bunker, was put into effect in 2008. The convention determined that those suffering from losses or damages as a result of an oil spill from a tanker would be able to claim compensation for their troubles. A bunkers…
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Sun Safety for Truck Drivers
When you’re on the road all day, it’s important to be conscientious about the sun. Prolonged exposure to the sun can cause permanent and serious damage. Here are four ways that truck drivers can mitigate the potential risks of damage caused by the sun. Check Your Skin for Sun Damage…