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Tips for Choosing the Right Captive Organization
Businesses must employ strategies to minimize risk. For many companies, that includes using a captive organization for insurance needs. Captives are specialty insurers who are made up of member companies. They have grown in popularity as more states allow their formation, and captives have been formed to cover an expanding range…
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What Your Staffing Agency Should Know About People Analytics
People analytics is more than just a trendy buzz phrase. It involves the study of behavioral data of people for insight on how they work. Some companies are interpreting and integrating this data to improve their operations. Understanding what drives your employees can help you identify where to make changes…
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Must-Have Coverages When You Run a NonProfit Organization
As a nonprofit, your company is in a unique position to help others but with limited resources. Nonprofits generally have very limited budgets. Unfortunately, with the limited budget, they do not have protection against lawsuits or other liabilities. Without nonprofit insurance, you could face serious ramifications during a lawsuit. Professional…
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What Is Included in Cyber Liability?
When a company is at risk for financial loss due to data breach or other cyber events, cyber liability coverage provides protection. Most companies nowadays use computers to receive, store, and send electronic data. Data can include tax records, client information, sales projections, and more. When in the wrong hands,…
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Specialized Errors and Omissions Insurance Helps Medical Providers Breathe Easy
The medical field deals with important as well as emotional issues that directly affect people’s lives. Yet those in this sector may unintentionally make errors and sometimes procedures do not turn out as expected. Specialized insurance coverage designed for this industry provides financial protection. Insurance for Medical Businesses The health…
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What California Business Owners Need To Know About Workers Compensation Insurance
As a business owner, you rely on your employees to keep your company running smoothly. The more you can protect your team and keep them safe on the job, the easier it will be for them to thrive at work. Accidents happen and when your employees get injured in the…
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Why You Should Choose Guaranteed Replacement Cost Coverage for Your Home
Home values and construction costs are constantly changing. If your homeowner policy is based on a purchase price or an outdated valuation, you may find yourself with inadequate coverage in the event of a total loss. What Is the Difference Between Cash Value and Replacement Cost? Most home policies are…
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How to Avoid a Disaster With Your Marina Employees
Marinas may be a great investment but they also have a lot of different risks. These risks may include property damage, theft, or injury to the staff at the marina. Your employees are crucial to your business. OSHA is the Occupational Safety and Health Administration. Their regulations are designed to…
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The Insurance Coverage that Every Trucking Company Needs
There are numerous risks associated with operating a trucking company. In managing large fleets and keeping track of various types of cargo, owners face numerous challenges in protecting their companies. There are several forms of trucking operations insurance coverages that can be used to guard against company losses. Types of…
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Builder’s Risk Policies and Liability
In any construction business, it is essential to have coverage for yourself and your employees. It does not matter if you are working on your own site or on another that you are contracted out on. Accidents can happen anywhere, and you need to be covered for every kind, including…