Is Your Construction Business Properly Insured?`

If you own a construction business, you need to make sure your company is appropriately insured. Without the right coverage, your workers, tools, and vehicles can be liable to damage and theft costs throughout the life of your business. If you’re looking for the proper insurance, here are three main types you should consider. 

General Liability Coverage

The first type of insurance you need is general liability coverage. When it comes to your business, construction liability insurance will cover your bases at home. Liability risks that come from the nature of the job all fall under this coverage. 

Professional Business Insurance

Similarly, professional business insurance coverage is made for companies that work offsite to design and build for a third party. If something goes wrong with your build, this form of construction liability insurance will cover you. 

Workers’ Comp Policies

Finally, workers’ comp policies will help keep your employees healthy. If any of your contractors get injured on the work site, these policies will protect both of you. Their medical costs will be covered, and you’ll be safe from legal ramifications. No matter how large your business is, it’s essential to have workers’ comp policies. 

By having full insurance coverage, you can keep your construction business safe for both you and your employees.