When celebrities make appearances, they often need temporary staffing to accommodate the extra tasks that arise. Celebrity staffing requires its own unique kind of insurance coverage. Comprehensive coverage protects everyone involved in the process, including the employer, the staff member, and the third party client.
Any time you send a worker off-site to complete a job, your liability risks increase. General liability only covers certain losses. If you provide celebrity staffing, it may also be helpful to have employment practices liability insurance, which covers you in case a worker files a claim that his or her rights as an employee have been violated by you. Employees who are harassed, for example, can sue you for the mistreatment they claim they received while under your employ. The experts at https://www.wwspi.com/ suggest it may even be smart to add umbrella coverage to extend the limits of your insurance so that you have sufficient provision for anything that comes your way.
If employees of your staffing agency are injured while they’re working, they should be able to depend on your insurance coverage for expenses. Worker’s compensation can pay for medical expenses and maybe their lost wages if the injury keeps them from coming back to the job.
Don’t just settle for standard business insurance, particularly if you have a unique staffing practice. Providing temporary staff comes with additional risks you need to take into consideration.