There are a number of insurance policies that you need to have if you work in the construction industry. One of the most important types of insurance that contractors must carry with them is general liability insurance. Here are the main components of construction liability insurance and how each of them can help you.
General liability insurance covers bodily injuries caused by certain accidents. If someone on your property is hurt in any way, liability insurance can keep you protected. This coverage is useful to have if any of your employees cause injury while working on your construction property.
Risks that involve damage to your property are also covered by liability insurance. This policy can cover you in the event that you or your employees cause harm to your property. If you are renting commercial property, any damage that is caused to the area can also be protected by construction liability insurance.
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Finally, general liability policies can provide you with coverage if you are sued for the following:
With liability insurance, you can be properly protected in any of these circumstances.
Getting the right coverage can keep you safe in many situations. A general liability insurance policy is an important step towards protecting your business.