Professionals and paraprofessionals in the healthcare industry work to improve the health and living standards of their patients. For many individuals, especially in the senior population, improved quality of life means receiving home health care. With staffing agencies and visiting nurse associations working to send their employees to onsite visits, more patients can opt to receive specialty home health care.
Services provided in-home vary widely, allowing a diverse population of patients access to these resources. Following a major surgery patients might receive wound care or physical therapy from visiting nurses and therapists. For individuals with compromised nutrition, dietitians can come to give evaluations or schedule intravenous nutrients. Home health staff also deliver injections, provide patient and caregiver education, and monitor the status of serious illnesses. By receiving treatment in home, patients ideally will regain independence and become self-sufficient more quickly.
Aside from providing medical care, home health staff are also responsible for checking dietary intake, vitals, pain levels, home safety and care management. A wide range of responsibilities puts employees at risk for many different kinds of insurance claims. In addition to treating patients outside of hospital facilities, traveling frequently also poses risk to employees that many other medical workers do not face. In order to protect their business and employees, home health agencies need customized insurance programs that fit the diverse services they provide.
Specialty home health care allows many patients to return to independent living in short periods of time without staggering financial implications. Agencies employing home health staff should work with underwriters who can customize a plan to protect workers in field, patients receiving treatment and company assets.