Whether your Connecticut business owns one car or a whole fleet, you need adequate coverage to minimize your potential loss against property and liability risks. Commercial auto insurance is designed to cover all your company vehicles, including autos, vans, and trucks, as well as providing coverage for employees who are operating personal autos while working for your business. In order to ensure that you get the coverage and protection you need, it is important to work with professionals that know the ins and outs of Connecticut auto dealing insurance.
When selecting your insurance agency, you’ll want to find someone that has extensive experience with the special circumstances of your business. The right professional will be able to evaluate your specific needs, helping you determine how much liability coverage you need based on your exposures, assets, and financial resources. After reviewing your information with you, your Connecticut auto dealing insurance agent will then be able to create a business auto insurance package that makes sense for you. Coverages typically available include:
- Bodily injury
- Property damage
- Comprehensive and collision
- Medical payments
- Uninsured motorists and underinsured motorists
- Employees driving own vehicles while on the job
Just as with your own personal automotive insurance, this is not an area to be underprotected in. The few extra dollars it can take to obtain a full coverage policy will more than pay for themselves in just one claim situation. Learning from y our experienced and trusted Connecticut auto dealing insurance agency about what levels and types of coverage you need that meet how you operate your business will guide you to the right levels of protection.