To operate a business safely, you need insurance policies that protect you and your employees from damages and lawsuits. One of the most basic forms of insurance you should have is commercial general liability insurance that provides broad, general coverage for your needs.

How General Liability Protects Your Company

Every business faces unique risks, but general insurance coverage can protect businesses across various industries. This type of insurance is ideal for any business and can be a standalone policy or added to another plan.

The main claims this policy can help with include the following:

Negligence
Property damage
Bodily injury
Defective products

It is important to note that either member of the public or those associated with your business can file these claims. Therefore, general liability insurance covers you on all fronts. Not only does this type of insurance cover the liability claims, but it can also pay the costs for legal fees and medical treatment if necessary. In many cases, businesses are required by state law to carry this insurance to operate legally.

Mitigating Your Business Risks

Owning a business means understanding and managing the risks you face. Commercial general liability insurance can help by providing a general range of coverage to keep your business safe if liability claims are brought against you.