If you have a car, you should have auto insurance. Even if you live in a state where you aren’t required by law to have car insurance, you should still have insurance coverage. With the amount of driver distractions there are today, you need to have every bit of protection that you can afford. You don’t want to have to put up with the frustration of dealing with insurance companies, medical bills and auto repair shops.

What To Include In your Car Insurance Plan

When getting car insurance in Westchester NY, there are few things you’ll want to be sure to include. Under/uninsured motorist insurance is a must in the event that you were to have an accident with someone who doesn’t have enough coverage to take care of any damages done to your automobile. Medical coverage will take care of you in the event that you have to go to the hospital for injuries sustained in an auto accident. Comprehensive coverage protects you from theft, fire, vandalism and collision from an airborne object.

How To Save On Car Insurance

To save money on car insurance in Westchester NY, you should shop around to find the insurance company that offers the best coverage for the best price. You can also bundle your car insurance with your homeowner’s and medical insurance if your insurance company offers both. If you have the emergency funds for it, you can also increase your deductible to save money on your insurance.

Think about group discounts and raising your credit report to save even more on your car insurance plan.