Knowing what types of insurance your business needs can be important for the future. Instead of exposing your brand to serious liabilities, you can have peace of mind thanks to the protection your commercial insurance provides.

One common type of commercial insurance is fire, marine and casualty insurance, available through the New York Marine & General Insurance. Company. If your business is at risk of any of the following issues, this type of insurance could be right for you.

Workplace Accidents and Injuries

Fire, marine and casualty insurance from the New York Marine & General Insurance Company covers workers’ compensation needs for employers. New York law requires all employers to purchase workers’ comp insurance for their covered employees.

Property Damage

If your business is at any risk of expensive property damage due to fires, floods, vandalism or acts of God, it may be smart to invest in this type of insurance. Fire, marine and casualty insurance could save you thousands of dollars in repair costs.

Crop or Agriculture Losses

Finally, this kind of insurance from the New York Marine & General Insurance Company could be worthwhile if you’d like to protect crops, livestock or other agricultural enterprises at your business. If you’re in the agricultural industry, this category of coverage is likely common among your competitors.