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A Short Guide To Umbrella Insurance
Almost all insurance policies have what are called limits. These limits are essentially the amount of money that your insurance policy will cover in case something goes wrong. However, what happens when something goes wrong and the overall cost is higher than the limits of your existing insurance policies? In…
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Understanding Insurance for Your High-End Home
Homes with higher than average values may not be fully covered by a standard homeowner’s policy. If your home has unusual features or is historically or architecturally significant, a high-value home insurance policy can offer you the protection you need. What Is High-Value Home Insurance? This is a special type…
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3 Reasons Why You Need Marine Liability Insurance
If you are not sure about buying specialized coverage for employees who work on a maritime craft, you are not alone. Some contractors with general liability insurance think they do not need marine coverage. The experts at Merrimac Marine offer three reasons why you need maritime liability. 1. You benefit…
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The Importance of Insurance For Teachers
Being a teacher puts a great deal of responsibility on your shoulders. You typically become the manager of a large group of people, often children in the cases of elementary, middle and high schools. With so many under your supervision, it’s hard to completely avoid any possible incident. According to…
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Do You Need Fire, Marine and Casualty Insurance?
Knowing what types of insurance your business needs can be important for the future. Instead of exposing your brand to serious liabilities, you can have peace of mind thanks to the protection your commercial insurance provides. One common type of commercial insurance is fire, marine and casualty insurance, available through…
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Why Obtaining Worker’s Coverage is Important
When operating any business, it may seem like accidents will never happen in the workplace. Unfortunately, worker injuries and illnesses are much more common than you think. That is why worker’s compensation should be in any business owner’s insurance package. While the state of Texas does not require this policy,…
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Commercial Liability Insurance Is the Conscientious Choice
In Glen Rock commercial liability is a very real issue for local businesses to consider. Any time you provide a service or a product to clients, you should be prepared to face the consequences should a liability issue arise. Companies can be held liable if their products or services make…
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Look Through All the Freight Liability Programs Available
If you operate a business that is responsible for transporting other parties’ properties, then you need to protect yourself by having a comprehensive insurance policy. Many freight liability programs are out there based on what exactly you need. The reason for this is that while you are freighting goods, there…
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Why Hiring a Manufacturers Insurance Expert Is Crucial
While manufacturing companies vary in the services and products offered, there is something that all businesses in the industry have in common: Significant exposure to risk. If you are a manufacturer, working with a manufacturers insurance expert is essential and here’s why. Accurately Assesses Your Risk Certainly, you are aware…
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Protecting Nurses
Out of all of the staff members at a healthcare organization, nurses often have the most frequent exposure to patients. This also means they are some of the most vulnerable professionals in terms of various liability issues. The realization of these risks, including but not limited to injury and nursing…