Apartment insurance, also known as renters insurance, provides more coverage than you think. Here are three things about apartment insurance in Palm Beach that you may not know.

1. Natural Disaster Aftermath

Your landlord is responsible for property damages that result from a natural disaster. However, if your landlord doesn’t correctly repair the damage and your personal effects get ruined, your apartment insurance can compensate you for any losses that your landlord’s insurance doesn’t cover.

2. Car Theft

Your personal effects do not have to remain in your apartment in order to be covered under your insurance. For example, if your personal effects are stolen from your car, as long as those items are included in your insurance policy, you can receive compensation for the loss.

3. Random Accidents

If you run through your glass patio door or accidentally break a window and your personal property is damaged as a result, your insurance can help cover some of the cost. However, intentional destruction is never covered and any associated costs are typically your sole responsibility.

To learn more about how apartment insurance in Palm Beach can help protect you from significant financial losses, contact your local provider. Be sure to ask about deductibles, payment options and what is specifically covered in the plan.