-
How To Pass Your DOT Physical With Ease
When attempting to pass your Department of Transportation physical, you must meet certain requirements that prove you are in good health and are not at risk of having a serious medical issue while on the road. If you are unable to pass the physical, you cannot obtain a license and…
-
Rent-a-Captive Basics
A captive, in insurance terms, is an insurance company that is completely owned by those it insures. Companies will join or form a captive with others in their industry to help write policies, set premiums and evaluate risks. Any underwriting profit or investment income from the captive is split between…
-
The Differences Between High-Value and Standard Homeowners Insurance
Luxury homeowners typically have higher liabilities than standard homeowners. A high-value homeowners insurance policy can cover those additional liabilities with more value than a standard plan. Here are a few differences you should be aware of. Standard Coverage The insurance firm Allegiant Insurance states that a standard homeowner’s insurance policy…
-
Why Your Campground Needs Coverage
Camping is as much an American pastime as baseball, and if you own a campground then you know the risks involved. Rather than wait for something disastrous to happen during a guest’s visit, cut it off at the chase by pinpointing risks and having them insured ahead of time. What…
-
Self-Insured vs Fully Insured Workers’ Compensation
Getting the best coverage for your employees goes without saying. However, businesses still have options when investigating policies. There are quite a few differences between workers’ compensation self-insured vs fully insured programs, and knowing which to choose will help not only your company but your staff as well. Fully Insured…
-
3 Reasons Why You Need Marine Liability Insurance
If you are not sure about buying specialized coverage for employees who work on a maritime craft, you are not alone. Some contractors with general liability insurance think they do not need marine coverage. The experts at Merrimac Marine offer three reasons why you need maritime liability. 1. You benefit…
-
The Right Insurance for Small Business and Specialty Markets
Operating a business in a specialty market can pose a number of unique challenges. In order for you to see the continued success you desire, you need to give yourself time to assess the specific risks your company faces. Once you’re able to get an idea of the biggest threats…
-
Your Guide to Grocery Store Insurance
When you run a grocery store, you need to keep yourself, your employees and your assets protected. The best way that you can protect your store is through business insurance for grocery stores. Irving Weber Insurance notes that grocery stores have very unique risks and hence require unique insurance coverage.…
-
Why You Should Invest in Risk Insurance for Builders
Construction liability insurance is an important part of your risk management plan if you’re in the industry, whether you are working as a general contractor or specializing in a specific set of services you contract out to other people’s projects. Unfortunately, many construction professionals who spin out their own operation…
-
Marine-Related Services Liability Coverage
Running an efficient business requires more than customer-satisfying operations. Being able to support your operations with financial and legal backing that covers a multiple of operational areas is the heart of longevity and stability. A quality insurance plan is one way to ensure these areas are addressed. Liability Issues Business…